Tuesday, 28 February 2017


Mobile Phones and Driving - Change to Penalties

Drivers are being warned not to use their mobile phones at the wheel ahead of a new law coming into force which will double the penalties for the offence.

From 1 March 2017 the Fixed Penalty Notice for using a handheld mobile phone while driving will increase to £200 and 6 points.
See Full details at:

Monday, 27 February 2017

Get MoneyFit with MoneyForce!

Randomacts.org- Get involved and make someone's day with a random act of kindness!

'Random Acts is a non-profit organization that is aiming to conquer the world, one random act of kindness at a time. We’re dedicated to funding and inspiring acts of kindness around the world.
Look around; there are simple ways to demonstrate kindness on a daily basis. A stranger needs help carrying their groceries. A homebound neighbor could use some cheering up. These opportunities crop up every day and most of us are so busy that we miss them. All you have to do is pay attention and offer kindness whenever, wherever you can.'


For any queries you can also contact the assistant regional representative of the UK North by email:
emma.beattie@randomacts.org and can follow Emma on Twitter @RARepUKNorth

Tuesday, 21 February 2017


Vehicle Tax Rates

The way vehicle tax is calculated will change for cars and some motor homes that are first registered with DVLA from 1 April 2017.

Further information is available here!

Friday, 17 February 2017

Union Jack Club London!

National Centre For Domestic Violence

Please Click HERE For More Information!

Forces Help to Buy Scheme Extended to 2018

Image result for forces help to buy

With the news that the Forces Help to Buy scheme has been extended to 2018, comes the real promise of increased home ownership for members of our Armed Forces. This valuable scheme coupled with the Armed Forces Covenant has the potential to change lives for many families.

The Government backed Forces Help To Buy Scheme (FHTB) recognises the service given by the Armed Forces and is a practical demonstration of gratitude.

Civvy Street Magazine has published several useful articles to help you decide whether home ownership is right for you. For further information CLICK HERE

Forces Additional Needs and Disability Forum (SSAFA)

Wednesday, 15 February 2017

AFC Education For Children


Pick up a copy of the new Defence Discount Directory from your local HIVE office!

Tuesday, 14 February 2017

Combat Stress 24 Hour Helpline for Armed Forces, Veterans & Families

Our free 24-hr Helpline is here for veterans and serving military personnel, and their families.

Big White Wall - PTSD Online Support

Please click on the image to visit the website!

MOD - Supporting Our Service Communities

Monday, 13 February 2017

Service Life Insurance - SLI365

You can protect the future of your family from today until 2042 at a fixed price FOR THE WHOLE TERM. Perfect for safeguarding your mortgage and with a Government guarantee of payment for operational casualties.
Service Life Insurance 365 was designed and introduced by MOD in 2007 to provide a robust, trustworthy solution for enduring Military Life Cover – when purely commercial operators declined to provide cover for Service Personnel facing the threat from war, weapons of mass destruction or terrorism.
Exclusively available online, you can either pay your premium by Direct Debit from your bank – ideal if you intend to retain SLI365 as a civilian (through to age 65 if you wish) or through your pay account with Joint Personnel Administration ‘JPA’.
SLI365 can provide up to £200,000 lump sum benefit in the event of death or terminal illness - covering all peacetime risks such as traffic accidents and illness. Most importantly, because SLI365 is available under a contract with MoD, it guarantees protection for up to 25 years for any unforeseen operational risk.
A summary of the benefits include:
* Cover on and off duty, 365 days a year
* Up to £200,000 lump sum benefit on death or diagnosis of terminal illness – covering all peacetime risks
* Quick application progress - acceptance a certainty – (18-45 year olds)
* No medical required
* Fixed premium
For every policy taken out we make a donation to tri-service charity, The Not Forgotten Association (nfassociation.org) to support the great work they do in providing help for serving injured and veterans.
So, have a look at a brochure available now from most local HIVEs or visit www.sli365.com where you can get a quote for your chosen term (anything between 5 and 25 years) and chosen benefit amount. If you would like more information, please visit our website www.sli365.com – or drop an email to sliteam@sli365.com to request a unit briefing from our ex-military manager.
Coming soon: tips on writing your life insurance policy in trust . . . www.sli365.com

Monday, 6 February 2017

Service Life Insurance

Save a further 30% off SIM only bundles with Vodafone Advantage

Cessation of Ebluey Service - March 2017

The Ministry of Defence has announced that the e-bluey service will be ending on 31 March 2017.
The British Forces Post Office (BFPO) would like to reassure all concerned that the BFPO remains fully committed to ensuring that those deployed on operations are able to keep in touch with their families and friends.
It is regrettable that SuperLetter, the company that provide the e-bluey service, announced the cessation of the e-bluey before the BFPO could launch its own communications to inform our valued customers.
Please be assured that we understand and take their concerns seriously, and that the importance of the services provided by the BFPO is recognised and embedded within the Armed Forces Covenant, as well as the Terms and Conditions of Service of military personnel.
Since the draw down from Afghanistan in 2014, and the continued growth of Wi-Fi and mobile data-based technologies, the e-bluey has become much less popular as a way for Service personnel to stay in touch.
Usage has fallen by 97%, with numbers declining significantly from 100,000 in 2007 to under 3,000 per month in December 2016. As a result of this rapid decline in usage, and changes in the way people are staying in touch with each other, the decision has been made to terminate the e-bluey service.
The MoD has decided to reinvest all of the funds used for the e-bluey service into further improvement of deployed welfare packages. The rationale behind this is that, while the e-bluey service is only used by a small number of people, a reinvestment of funds can provide improvements in Wi-Fi- based services that can benefit, and are more relevant to, a larger number of Service personnel, their families and friends.
Our parcel and letter services will remain unaffected by the end of the e-bluey.
Please be assured that there will remain a way for all Service personnel and their loved ones to stay in touch with each other,while they are deployed on operations, wherever they are in the world, through these services.
Hand-written correspondence can still be sent free of charge via a FFAL (Forces Free Air Letter), which can be obtained from Post Offices. Eligible Service staff will also still be able to receive parcel size packages of up to 2kg, at no cost to the sender, under the Enduring Families Free Mail Service (EFFMS) Scheme.
An update on the improvements that will be put in place once the e-bluey service ends will be published on the BFPO page on the GOV.UK website once announced by Permanent Joint Headquarters (PJHQ) in March 2017.

Quarriers Carers Moray E-Newsletter

Friday, 3 February 2017

Outward Bound Trust Holidays

Kinloss Swimming Pool

PLEASE NOTE: The swimming pool is closed until further notice for maintenance. We are working to have this open again as soon as possible.

Big White Wall- Relationships